3 Ways to Take Control of Your Finances In the New Year

3 Ways to Take Control of Your Finances in the New Year

By | Woman's Finance | No Comments

Why do you struggle with money year after year?

It is because you do not have a clear goal or intention for your money, so it is spent on anything that comes up or that “shiny object” that you want in the moment.

Do you find yourself living from one paycheck to the other or running out of money at the end of the month?

Or maybe you say no to a trip that you really want to go on because you feel that you cannot afford it.

2015 is your year to take control of your money and start making money work for you…Imagine the end of the month comes and you have plenty of money in your bank accounts. Imagine the next time your friend calls and says lets take a trip, you say yes because you know you have money to pay for it.

This is such an amazing feeling that I want you to have!

Here are a few small, simple steps that will get you to that exact place.

  1. Set financial goals, if you do not have a goal for your money you will spend it on things that you do not need.  You must have a clear intention on exactly what you need out of your money every year.  For instance, your goal can be to pay off debt, buy your first home, go on a family vacation, save for a business, etc. Once you have an intention and a goal for your money you will be less likely to spend money on things that do not align with that intention.
  2. Pay yourself first!! I am sure that you have heard this many times, but many people that I coach and work with do not do this.  I love doing this is by putting 20% (or more if I do not need it at that time) of everything that I make into an account that is not attached to my debit card. This money is only used to invest in myself or my future. Investing in yourself can include things like starting a business, purchasing an investment or a home (if it makes financial sense).  It does not include clothing, food, a new car or a bills.  I promise after a couple months of this you will not notice the money you put away and you will be so surprised by how your money grows.
  3. Always have an emergency fund. This is not the same as paying yourself first. This is an account that you can use if you have an emergency, like an unexpected car repair, flat tire, unexpected bill, etc. My emergency fund is just my savings account that is attached to my checking account I keep $2000 in there and it just sits there.  Having this account allows you to always feel that you can take care of something if you need to. If an emergency happens, make sure that you put the money back as soon as you can. Keep an amount that makes you feel comfortable. This will allow you to get out of the mindset that you do not have enough money! When you feel like you have enough, it is an amazing feeling!

These three simple tips will absolutely change your relationship with money.

Start now…write down exactly what you want with you money this year.

Next week I will explain more about how to make this work so you get your results 90% of the time.

Make it an amazing week, and please leave me a comment below.

Much Success & Freedom,

Elena J. Forbes

 

 

Breathe, Reconnect, Think... Then Respond

Breathe, Reconnect, Think… Then Respond

By | Personal Growth | No Comments

Breathe, Reconnect, Think... Then RespondThink before you speak. Think before you act. It’s one of those sayings dealt out to children from the parenting deck of cards. It’s a saying that isn’t usually adopted by anyone and instead reserved for awkward moments of embarrassment or frustration. While it’s 100% good advice it’s actually very very hard to do, especially in a world that is moving faster and faster every.single.day.

It seems as though thinking has given way to reacting.

We react in anger every time someone cuts us off in traffic by yelling out.

We react in frustration every time a line is too long and the person at the front is going too slow. 

We react in defense every time our methods or beliefs or lifestyle is questioned. 

We are a society that does a whole lot of reacting and not a ton of thinking or breathing. And where does this get us? No where. In fact, it puts up walls around our hearts and minds, it fills our spirits with pain and despair, and clouds our vision so we can’t see or connect with anyone or anything around us.

Even though it seems hard to stop from reacting – even though reacting seems immediate and unstoppable – I do believe the old adage is right, it is important to think before you act.

It’s just missing two fundamental steps that need to come first, that can help you pause and take value of yourself, your situation and the world around you: breathing and reconnecting… One deep breath creates space and opportunity, clears your vision, illuminates the entire situation. One moment of reconnection with your heart/mind/soul can help you remember and realign with your true values and purpose.

One deep breath brings light into the darkness, one moment of reconnection brings truth into your being, and one chance to think, to truly think, can help you respond with mindfulness.

For instance, what if we prayed for safe travel for those rushing from one place to the next?

What if we relied on patience and compassion when the line seems to go on forever?

What if we embraced acceptance and understanding when met with new ideas, beliefs and lifestyles?

What if we began breathing, reconnecting, and thinking before doing anything else?

Rather than getting angry/frustrated/defensive every time something goes a little off-course, what if we took a deep breath, reconnected with our heart, and thought about the situation as a whole? What if we realized that not everyone is out to get us, that not everything and everyone is against us, that not every slight is meant to hurt us? What if we realized that we don’t need to rush our response, that there is time for honesty, compassion and mindfulness?

I believe if we began moving a little slower, giving ourselves the time and opportunity to breathe/reconnect/and think we would create ripples of peace and compassion that would change our mindset, our relationships, our day to day lives, and the world as a whole.

Breathe, reconnect, think… then respond.


undefinedErin is known for her radiant energy, bright smile and willingness to get real.

As a Writer, Life Coach and Reiki Guide Erin is dedicated to supporting people in their journey to find clarity, direction and happiness. After moving past her own barriers to happiness she knew that she could help others though the same mindful yet bold approach she used to create a joyful, engaging life. 

She believes in the importance of community, connection, compassion, and a good cup of coffee. 

Connect with her at Creative Soul in MotionErinMadore.com, through Twitter, and Facebook.

Transitioning with Openness & Honesty

Transitioning & Embracing Change With Openness & Honesty

By | Empowered Women | No Comments

Transitioning with Openness & HonestyMid-May. A time for HUGE transitions ::: college students moving home, students graduating and moving into jobs, people getting married, couples buying their first homes together, the list goes on. Spring is quite simply the perfect time of year for change. In fact, it’s when nature itself is awakening and blooming; almost urging you along with every spring rain and budding flower.

And while change is inevitable and is always happening – moments like this can feel overwhelming, terrifying, and down right hard.

Hard because with a new situation comes new fears, new challenges, new expectations, hopes, plans and dreams. Hard because you’re familiar and comfortable with the old way, the old place, the old situation. Hard because change forces us to grow, to stretch ourselves a little farther, to think differently, to see things in a new light, sometimes it even requires a leap of faith with no net to catch you.

Growth comes with growing pains.

But during those moments of fear and struggle you have the chance, the ability, to surrender to change. To let go of the past, of expectations, of limiting beliefs. To open your heart, mind and body to this new adventure.To learn something new, to go somewhere different, to let your true self shine a bit brighter.

It’s in your power to embrace the process and the possibilities that come with change.

When you do open up to the transition – to embrace change – wondrous things can happen. Suddenly things can just fall into place. Opportunities can arise that you never expected. Connections can be made that lead to new and exciting relationships.

Embracing change requires an open heart to trust, an open mind to believe, an open soul to surrender.

Fighting change. Holding onto the old ways. Terrified of moving forward. All of this resistance eats up your energy and sends out a message to the world that you’re not willing to accept what it is offering you. Living stuck in place is like having your eyes closed, your hands in fists, and feet cemented into the ground – you’re inable to see clearly, to accept anything and you can’t move.

So what’s the first step to Embracing change?

Being honest about how you’re feeling, with yourself and others. Telling people that you’re scared/excited/nervous about this next step.

By admitting how you are truly feeling you can own and accept the situation, the transition, the change.

By sharing that experience with others you can find freedom from your restraints, clarity in your direction, and confidence in your actions.

Being honest takes a lot of courage and strength, but the more you open up the easier it becomes. It’s easy to feel like you have to fight the world alone but friends and family members are in your life to support and love you.

Faced with change? Be honest by opening up to yourself and others, and you may just find that everything will fall into place and you”ll be embracing  change! 


undefinedErin is known for her radiant energy, bright smile and willingness to get real.

As a writer, life coach and Reiki Guide Erin is dedicated to supporting people in their journey to find clarity, direction and happiness. After moving past her own barriers to happiness she knew that she could help others though the same mindful yet bold approach she used to create a joyful, engaging life. 

She believes in the importance of community, connection, compassion, and a good cup of coffee. 

Connect with her at Creative Soul in MotionErinMadore.com, through Twitter, and Facebook.

88f618f04e27dec0f63e5c1a19e85b96

How to Embrace Change

By | Personal Growth | No Comments

88f618f04e27dec0f63e5c1a19e85b96To say a lot is going on in my life right now is a huge understatement. Let’s see… On Friday, 4/5, I left my full-time HR job so I can focus on my writing, coaching and Reiki business. Then two days later my wonderful boyfriend of 5+ years proposed to me! On top of that, we’re moving from Boston to California at the end of May!

That means that I am currently ::: working on a couple eBooks, redesigning my site, launching a business, planning a wedding, and organizing a cross-country move. Phew, that’s even a lot to say out loud. Now, I know it’s only been a few days, but (at this time) I’m not feeling stressed, overwhelmed or full of anxiety – even though there is a lot to do, and a lot going on.

Instead, every moment, every breath, is full of hope, possibility, love and most of all trust. Trust that I’ve laid a foundation to help me get through all of these changes with grace. Trust that everything will work out. Trust that the universe has my best interests at heart. Trust that everything is part of the journey, the process, the experience of life.

I’m not in denial :: yes there is a lot to do – but I’m also not letting it take over my life. I’m not letting all of this change throw me off balance. I’m not letting the future over-run the present. I also realize that there will be moments where I feel overwhelmed and stressed-out but that’s natural and rather than fighting against it, I’m welcoming it ALL as part of the journey.

So rather than losing my Self in the chaos, or even welcoming chaos into my life, I’m enjoying and navigating all of these changes mindfully.


Here is how I’m running around with my head still attached and a smile on my face:

I’m living and experiencing, not just planning and scheduling.

My life is headed in a new direction and while I may be moving fast I’m not letting the scenery flash by me at lightening speed. Instead, I’m embracing each day, finding the beauty in each moment, savoring time with my loved ones, and generally moving slower. I’m intent on taking in the journey and the ride.

I’m trusting my instincts.

Like “they” say :: planning a wedding is as hard as you make it. Well, I think that goes for all of life actually. Since Josh and I have a lot to do within the next 8 weeks we’re not second-guessing ourselves or putting a ton of time into research and comparison. Instead, we’re figuring out what we need to know and making decisions that feel good to us. Decisions that feel right.

Marie Forleo has an incredible video on how you can tell if you’re following your gut and living in accordance with your core beliefs, values and desires. Check it out here. My biggest take-away :: when something feels “right” for me I’ll feel expansive, open and excited.

I’m relying on self-care and self-love.

Yoga. Running. Meditation. Reiki. Dance. These are all the ways I clear my head, create space in my soul, ground myself, and connect with my true authentic Self. During times of transition it’s easy to forget about self-care and fall back on bad habits, but when I immerse myself in those practices that nourish my mind, body, and soul, I find it easier to be mindful, to live boldly, to make decisions clearly, to move forward confidently. Through movement I find strength and stability.

I’m remembering to laugh, and to smile. 

Those times when things don’t go right. When my schedule falls apart. When the day escapes me. Those are the moments are the times I could clench my hands and shake my fists at my really really long to do list. Instead I laugh. Out loud usually. Big belly laughs. And I smile at the situation, at the moment. It’s not because I’m denying myself the right to be frustrated, or the experience of feeling overwhelmed. It’s because I’m being honest with myself ::: while all of this matters, it doesn’t matter enough to ruin my day or my life.

Change can be overwhelming, frustrating, challenging, scary. That’s normal. But through mindfulness, honesty, and a good sense of humor I’m learning to let go of the fear and anxiety and embrace the waves and tides of change.

Moving, getting married, starting a new business – these are all things I want and have created for myself, so I’m not going to curse the change. Rather, I’m going to enjoy the actual moments of change.

How do you embrace change?


undefinedErin is known for her radiant energy, bright smile and willingness to get real.

As a writer, life coach and Reiki Guide Erin is dedicated to supporting people in their journey to find clarity, direction and happiness. After moving past her own barriers to happiness she knew that she could help others though the same mindful yet bold approach she used to create a joyful, engaging life. Just recently she launched a video series: Creating Careers of Purpose that runs every Friday.

She believes in the importance of community, connection, compassion, and a good cup of coffee. 

Connect with her at Creative Soul in MotionErinMadore.com, through Twitter, and Facebook.

Purpose Driven Life

Are You Living on Purpose?

By | Personal Growth | 4 Comments

Purpose Driven Life

You know you are living on purpose and leading a truly meaningful life when you can honestly tell yourself that you are living these 5 steps.

I have been hearing from clients and others that I have been talking to lately that they are feeling there is a deeper meaning to their life. Is this you as well?

I believe that you are being divinely guided to step into your greatness and what you came here to do. That is why you are feeling that desire to discover this deeper meaning to your life.

Be honest with yourself when you go through these steps. I want you to fully enjoy your life and know that you are making the difference in the world that you were created to make.

1. Listen and follow your heart and intuition

Divine source energy lives in your heart center and guides you from that space. If you are logically trying to figure out what to do in life, you are not following your heart and intuition.

You may receive messages or awareness that makes no sense to you, I urge you to go into your heart and perceive whether that feels light to you. If it does, it aligns with your authentic truth and is a message from your higher self and divine source energy. Trust and have faith and keep a journal of the messages you received, if you followed it and the results that transpired.

Realize that some results take time. Be willing to be in the present moment and be aware of what is showing up for you.

2. Step in to the highest and best version of yourself every moment

Being authentic and truly YOU is the only way to live. If you are not being you, who are you trying to be? You have a unique design, are you aware what that is?

Judy Garland said, “Always be a first rate version of yourself instead of a second rate version of somebody else.”

You are unique with gifts, talents and a message that only you can deliver. Embrace who you are and let go of all your judgments about yourself. The thing that you are most fearful of doing, DO IT NOW! It will move you into a higher version of you.

3. Live a life of gratitude

Happiness is a choice. Your perception of everything that happens in your life is a choice. Choose to view life as it is happening for you and through you instead of to you.

Everything has a gift in it for you. You are the co-creator of your life and your experiences. Seek the gift in everything and choose to be grateful and you will be happier with yourself and your life.

4. Make a difference

You are here to be of service not in servitude. You will fulfill your own divine purpose by serving others with your unique gifts, talents and message.

Strive to make a difference in someone’s day every day. This could simply be sharing a smile with them or by doing something that is greater than you and making a huge positive impact in their life.

The choice is yours but make sure that it feels light and good to you. If you are feeling obligated to do something, it does not align with your truth and you would be better to choose something else.

5. Take full responsibility for your life

Be willing to own the choices you have made in life. Sometimes we make choices that are experiences from which we have grown, learned and developed new skills from.

You are the common denominator in everything that has happened to you. When you own your own choices, you take back your power that you gave away from blaming someone else for your troubles. This will empower you beyond measure.

It is a purpose of mine to raise the awareness and consciousness of women who desire to live a purpose driven life and make a difference in this world. Schedule a Clarity Strategy Session at no cost to you and step into your purpose driven life today.

Be Authentic, BE YOU!

Diane Marie